Malta Retirement Programme
A dedicated residence programme for pensioners who wish to enjoy retirement in Malta with favorable tax treatment.
For: Retirees (65+) receiving a pension from abroad.Estimated Timeline
3-5 months
Core Requirements
What you need to qualify for this visa.
You must be at least 65 years old (born after 1 January 1962; early pension eligibility from age 61)
Over 75% of your income must come from a pension, and you are not allowed to work
Property in Malta: purchase (min. €275,000, or €220,000 in Gozo/South Malta) or rental (min. €9,600/year, or €8,750 in Gozo/South Malta)
Private health insurance covering treatment and healthcare costs in Malta
Non-EU applicants must pay a €2,500 administrative fee
You must spend at least 90 days per year in Malta and cannot stay in another Schengen country for more than 6 months
Clean criminal record and health certificate
The Application Process
Step by step, from start to approval.
Application Filing
Submit your application to the Commissioner for Revenue with proof of pension and property.
Tax Registration
Register for the special flat tax rate of 15% on foreign income remitted to Malta (minimum €7,500/year).
Due Diligence
Background and financial verification by Maltese authorities.
Residence Card
Receive your residence permit and special tax status.
Do You Qualify?
Answer a few quick questions to see if you meet the key requirements for this visa.
Is at least 75% of your total income from a pension?
Relevant articles
Deeper reading our editors have tagged as related to this visa.
Ready to Start Your Journey to Malta?
Tell us about your situation and we'll identify the best pathway for you, completely free.
