Malta
Located at the strategic crossroads of the Mediterranean, Malta is an English-speaking hub that combines modern business opportunities with a rich, multi-layered history.
English & Maltese
Language
Effective 5%
Corporate Tax
0–35%
Income Tax
€275K+
Property Min.
Why Relocate to Malta?
Malta punches well above its weight. As the smallest EU member state, it offers an outsized combination of benefits: English is an official language, the corporate tax system is one of the most favorable in Europe, and the island enjoys over 300 days of sunshine. Malta has become a magnet for fintech, gaming, and blockchain companies, creating a dynamic international community. Its compact size means everything is within a 30-minute drive.
Living in Malta
What you need to know about daily life, taxes, healthcare, and working in Malta.
Healthcare
Malta's public healthcare system provides free care at point of use for residents. Mater Dei Hospital is the main public facility and is well-equipped. Private health insurance (€50–100/month) is popular for faster access and dental coverage.
Taxation
Personal income tax ranges from 0% to 35%. Malta's tax refund system can reduce the effective corporate tax rate to as low as 5%, making it extremely attractive for business owners. There is no wealth tax, inheritance tax, or municipal tax.
Employment & Remote Work
Malta's economy is dominated by financial services, iGaming, tourism, and tech. The Nomad Residence Permit is designed for remote workers earning at least €2,700/month from foreign clients. English is the primary business language.
Cost of Living
Malta is more expensive than Southern Italy or Greece but still affordable by Northern European standards. Budget €1,500–2,200/month for a comfortable life. Property prices have risen sharply, and rental for a one-bedroom averages €800–1,200.
Good to Know
Malta's Retirement Programme requires proof of property ownership (€275K+, or €220K in Gozo/South Malta) or rental (€9,600/year, or €8,750 in Gozo/South Malta). Applicants must be at least 65 years old.
Malta is the only country in the world where Maltese is spoken, a Semitic language written in Latin script, influenced by Arabic, Italian, and English.
The island has been ruled by the Phoenicians, Romans, Arabs, Knights of St. John, French, and British, all in an area smaller than most cities.
Malta has no rivers, lakes, or mountains. Over half of its fresh water is produced by desalination, with the rest drawn from natural groundwater sources.
Cost of Living
Average monthly costs based on 2026 data. Prices are national averages and may vary by city.
- Rent (1BR, city centre)
- €1029
- Rent (1BR, outside centre)
- €846
- Groceries (monthly)
- €250
- Meal for two (mid-range)
- €75
- Public transport pass
- Free
- Utilities (85m² apt)
- €93
- Internet (60+ Mbps)
- €31
Source: Numbeo, April 2026
Available Visa Programs
A Personal Approach
Relocating is a life-changing decision. We don't just process paperwork; we partner with you to ensure your transition to Malta is smooth, processed transparently, and successful.
